Derm Express

Are You Worried About a High Deductible but Need to See a Board Certified Dermatologist Right Away?

Dermatology Express is an online directory of dermatologists which offer fee based services at competitive rates. This way, you don’t have to wait months to see your dermatologist. If your deductible is high, this may also be the most economical option. While there is no guarantee for reimbursement, your insurance company might reimburse for a small portion of the office visit.

Patients, please find a dermatologist in our online directory. Dermatologists, please e-mail with your information and rates if you would like to be included. Please include a link to your website, your rates for procedures you wish to offer (explain the procedures in English that patients can understand and do not include billing codes), and your phone number.

Many Say High Deductibles Make Their Health Law Insurance All but Useless

For many consumers, the sticker shock is coming not on the front end, when they purchase Affordable Care Act plans, but when they get sick and are hit by sky-high deductibles.

NOV 14, 2015, 2015 WASHINGTON — Obama administration officials, urging people to sign up for health insurance under the Affordable Care Act, have trumpeted the low premiums available on the law’s new marketplaces. But for many consumers, the sticker shock is coming not on the front end, when they purchase the plans, but on the back end when they get sick: sky-high deductibles that are leaving some newly insured feeling nearly as vulnerable as they were before they had coverage.“The deductible, $3,000 a year, makes it impossible to actually go to the doctor,” said David R. Reines, 60, of Jefferson Township, N.J., a former hardware salesman with chronic knee pain. “We have insurance, but can’t afford to use it.”...Read More

©The New York Times, Jim Wilson 2015

The New York Times Recently Published an Article on How to Manage Increasingly Higher Medical Deductibles

SEPT. 25, 2015 DESPITE recent gains in the number of Americans who have health insurance, many people are still faced with paying for care out of pocket because of high deductibles. A new analysis from the Kaiser Family Foundation, released this week, found that while health care premiums were growing modestly, employers were continuing to shift costs to workers in the form of higher deductibles — the amount patients must pay before their insurance kicks in. More workers have general annual deductibles, and the average this year is more than $1,300 for a single person, Kaiser found....Read More

©The New York Times, Ann Carrns 2015